Insurance. Spend a little extra now and Save later! - Continued

If you have not looked at your insurance policy in a few years, it is a good idea to look at it now. What you thought was good before might not be enough coverage now. For example, you had a $50,000 policy on your home, but then you put an addition on that cost you $15,000, you might want to raise your policy limits so you have enough coverage on your home.

What are some of the other things that you should look at? 

• Check for flood insurance.
• Do you need sewage back up protection? Do you live in the city or in a town?
• Check for coverage if your dog bites another person.
• You might be surprised, but if you have a trampoline, you need special insurance for liability in case someone falls and gets hurt.
• If you have a cat, you might want insurance in case the cat scratches your neighbor?
• If you have a swimming pool, you need other additional replacement and liability insurance.

What coverage your mother, father, brother, sister, neighbors or friends have is not going to be the coverage that you need. Each house is different with various types of needs. Contact your insurance agent and discuss what your investment needs and your insurance needs for protecting your home are for the best possible solution.