Analyzing your Expenses - Continued

Take a look at your grocery bill. Most all of us can cut no matter what. Start using coupons, and start changing what you are eating. The more you cook at home and quit eating out, you can easily save $100 a month. That is $600 right there! Eating out more than two or three times a month is very costly and can weigh heavily on your household budget.

• If you work outside the home, carpooling can save you at least $10 a week. 
• If you work outside the home, packing your lunch can save you at least $2 a day!
• If you work outside of the home, find a babysitter that is a little cheaper, that can save you lots of money!
• If you work outside the home, take the shortest route to work, and don’t stop for coffee, take coffee from home in the morning this can save you at least $4 a week if not more.

Don’t buy the newspaper any more. You can read almost any local news online and it is free! You can save at least $2 a week if you are not purchasing the newspaper every day but most likely you will see a savings even higher than that!

So you see the gist of things, and how you can cut money out of your expenses so you can save more for that larger purchase. Six months really isn’t that long to save up $1,000 but it can be easily done! Take a stab at it and start by setting your own goals today.